Bankruptcy can be a very intimidating experience for most people. When you are having financial problems, bankruptcy may be a solution. We would like the opportunity to assist you with your bankruptcy. Give us a call and find out if bankruptcy is an option for you. Regardless of whether or not you have faced a divorce, lay off or medical trauma, you may have surmounting bills that you are unable to pay. Our country is at a time where gas prices are high and the costs of groceries are rising. It is costing increasingly more each day to maintain a household. Although, bankruptcy has been given a bad reputation in our society, it may be the best solution for your financial struggles.
Our office handles two types of bankruptcy cases. We handle Chapter 7 and Chapter 13 bankruptcy cases. Chapter 7 bankruptcy affords a debtor with a complete discharge of all dischargeable debt under the bankruptcy code. Chapter 13 bankruptcy, on the other hand, is considered a "wage earners plan." If a debtor is receiving regular income, he or she may be eligible to file under Chapter 13 of the U. S. Bankruptcy Code. This type of bankruptcy allows a debtor to pay back some or all of their debt and in some cases, can assist the debtor in re-establishing credit.
There are pre-filing requirements prior to filing bankruptcy that can make filing on your own challenging. There are also some restrictions on filing bankruptcy that you need to be aware of, prior to filing. If you are considering filing bankruptcy, it is best to consult with an attorney to determine which, if any, bankruptcy type for which you may be eligible.
At The Lemons Law Firm, we personally prepare your bankruptcy petition and necessary documents for filing bankruptcy for you or your business. We have automated solutions that streamline the process and make it as simple as possible. Bankruptcy is a process that requires that you disclose everything about your debts and assets. We ask you all the questions to ensure we include the information that the court needs in your case. We proud ourselves in providing one-on-one personal service with a compassionate touch.
Call us today so that we can assess your debt relief needs.